Personal Finance Possibilities
PENSIONS
Restrict tax relief for higher and top rate taxpayers
Restrict or tax the tax free lump sum
Accelerate move to pension age of 67
TAX CREDITS
Freeze tax credits
Child tax credit reductions are already in train for April next year
TAX
More on raising personal allowance to £10,000 eventually
BENEFITS
Tinker with 5.2% uprating pencilled in for April
Announce a review of uprating system (uses Sept CPI rate)
ISAs
Allow Child Trust Funds to be transferred into new Junior ISAs
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